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  • Why Sellers Choose Joanne Mason and Ryan Pasley - Why home sellers in Dunwoody, Sandy Springs and Brookhaven choose Joanne Mason and Ryan Pasley.

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What is considered the world's tallest building?

A 
The 185-story CN Tower in Toronto, Canada is the world's tallest free-standing building, rising to 1,815 feet.
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Joanne Mason and Ryan Pasley, REALTOR®, real estate agent and broker for Dunwoody, Sandy Springs and Brookhaven, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Joanne Mason and Ryan Pasley
Mason Pasley Real Estate Group

2352 Loraine St. NE
Atlanta, GA 30319
Phone: 404-429-9611
Fax: 678-287-4955
Email: Ryan@MasonPasley.com


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